Moving with a Medicare Plan

Moving can mean the start of a wonderful new adventure! Especially If the move means you are relocating to a different part of the country. Sometimes, contemplating a move brings questions that could dampen your excitement. One of those questions and its one I’m frequently asked is…

If I move, do I need to make changes to my Medicare plan?

The answer? Well, it depends. It depends on how far away you are moving and what type of plan you currently have.

A New Adventure

If your move is indeed to begin a new adventure, it most likely means you will be moving relatively far away from your current home. If that Is true and you’re on a Medicare Advantage plan, or you have a prescription drug plan, more likely than not, you will need to change that plan. The reason is that these types of plans have service areas. Once you move outside of the service area, you will have to change your plan. So, if your move is a big one, then you will need to make changes to your Medicare plan to remain with your Medicare Advantage plan. You will need to find a new plan that works for you in your new service area.

Medicare Supplements (Medigap Plans)

If you have a Medicare supplement or Medigap plan, you will likely NOT need to change your plan. The reason is that any doctor that accepts Medicare, no matter where they are around the country, is going to accept your plan.

If a move is on the horizon and you have any questions about whether you need to change your plan, feel free to reach out. We’re always here to answer any questions, no matter how big or how small. We would love to hear from you!

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